An annuity is a contract between you and the insurance that is designed to meet retirement and other long-range goals. You can make lump-sum payments or a series of payments. In return, the insurer agrees to make periodic payments to you beginning immediately, or at some future date. Whether looking for Fixed Annuities or Indexed Annuities, the 135 Group offers the best available options.
Fixed Annuities: Fixed annuities are essentially CD-like investments issued by insurance companies. Like CDs, they pay guaranteed rates of interest, in many cases higher than bank CDs.
Indexed Annuities: Fixed annuities are insurance products which protect against the risk of outliving your income. They are insured by licensed & regulated insurance companies, similar to how your home, auto or health is insured. Just like your home, auto and health insurance, indexed annuities are backed by the insurance company up to stated policy limits.